I had some fun experimenting, and here's the results. I was combining a large crocheted cap/kippah that I made (covering much but not all of my head) and a scarf that's just a little thinner than the width I need to cover my whole head. Tell me which you think are worthwhile wearing in the real world.
1. This is the kippah worn the way I usually do, with the scarf wrapped around sort of 1930s turban style.
2. Here I put the scarf on first, then the kippah, then wrapped the scarf over it twice- once, flat, for coverage, and as second time, gathered up, for height.